【摘要】2020年MBA考試越來(lái)越近了,在備考的最后關(guān)頭千萬(wàn)不要亂了陣腳哦,越是臨近考試越要靜下心來(lái)培養(yǎng)一種良好的考場(chǎng)心態(tài),把每一天都當(dāng)考試當(dāng)天,每一道題都當(dāng)考試題,盡快鍛煉自己不怯考場(chǎng)的能力。以下內(nèi)容是2020年MBA考試考前英語(yǔ)外刊閱讀(十三)。
There may be a lot less than meets the eye to social media charges of gender discrimination against the Apple Card and its joint partners, Apple Inc. and Goldman Sachs—charges that went viral this weekend and continue to gain traction.
Although the secret nature of credit card algorithms at the heart of the dispute make it impossible to know for sure, experts believe less nefarious factors likely explain why the wives of two tech titans were given far lower credit limits than their husbands—and that the issues involved are not unique to Apple and Goldman Sachs but rather are common throughout the credit card industry.
A wife who is primarily a homemaker or who earns a lot less than her husband and lists only her own income on a card application may end up with a much lower credit limit even if she has an excellent credit score. A number of the negative Apple Card tweets alluded to this as an example of how the algorithm might inadvertently discriminate against women, who are more likely to make less money or not work outside the home than men.
文本選自:Newsweek(新聞周刊)
作者:Diane Harris
原文標(biāo)題:Apple Card Gender Bias? Don't Assume its Discrimination, Experts Warn
參考翻譯
社交媒體上對(duì)蘋(píng)果信用卡及其合作伙伴蘋(píng)果公司和高盛投資公司的性別歧視指控可能遠(yuǎn)沒(méi)有人們想象的那么嚴(yán)重,這些指控周末在網(wǎng)上瘋傳,并繼續(xù)獲得關(guān)注。
盡管爭(zhēng)議核心的信用卡算法的秘密性質(zhì)(信用額度的計(jì)算)無(wú)法確定,但專(zhuān)家們認(rèn)為,非惡意因素可能解釋了為什么兩個(gè)科技巨頭的妻子的信用額度要比其丈夫低得多,而所涉及的問(wèn)題并非蘋(píng)果和高盛獨(dú)有,而是在整個(gè)信用卡行業(yè)都很普遍。
如果妻子主要是家庭主婦,或者收入比丈夫低很多,并且在信用卡申請(qǐng)表上僅列出自己的收入,那么即使她的信用評(píng)分極佳,最終她的信用額度也可能低得多。許多關(guān)于蘋(píng)果信用卡的負(fù)面推文都暗示了這一點(diǎn),以此作為該算法可能在無(wú)意中歧視女性的例子,這些女性比男性?huà)甑腻X(qián)更少,或者在外面工作的機(jī)會(huì)更少。
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